What kind of insurance coverage is provided with USAHIL membership?
There are two type of insurance coverage provided by USAHIL sanctioning and membership.
There is a general liability policy provided for the league itself, and a sports accident policy for all participants (players, coaches & referees). The liability policy has a limit of $1,000,000 per occurence, while the excess medical policy has a $25,000 limit that, once exhausted, has a $1,000,000 catastrophic policy which comes into effect.
The excess medical policy will also act as primary coverage for those participants without primary medical coverage (subject to a deductible).
In order for these coverages to be in effect, the league must be sanctioned by and in good-standing with USAHIL for the current registration season, and all participants must be current registered members of USAHIL.